Friday, January 15, 2010

Goals for our financial well being this year

The Bovees are seeing things brighter this year. So many things have been changing including our children, us, and our work situations. I am continueing to do massages one day a week, and Jonathon just added to our Bovee Family Services business, satellite installation (or something like that). It is getting very busy, and we are seeing so many blessings and open doors just about everyday. It's exciting for us as we sat back and waited on the Lord for so long to help us out in this area. We are now seeing His blessings!

Our heart's desire is to be debt free. That doesn't mean everything except our mortgage. When some people say they are debt free, they mean credit cards and other debts are paid off, but not the mortgage. We have no debt except our mortgage and are looking to get that paid off this year. Yep, you heard me right. Our financial goal for this year is to get our mortgage paid off. So, that means the Bovees are in lock down mode. No going out to eat (unless we have a gift card or equivalent of), no extra entertainment expenses unless extremely cheap, keep grocery costs low, and do the best we can at keeping ALL expenses low. This shouldn't be too hard for us as we have been already living this way for the past year or so. We just have to make the committment to continue in this lifestyle to help us reach the.......

Once our house is paid off, our goal is to begin saving money to add on to our little house. So, that will mean more lock down. In order to put money in the bank we will be careful of every expense and give up plenty to reach this ultimate goal that we have had for so long. But as long as we live frugally, our money will go here..... And then once we reach that goal, well, we don't know what the next one will be. We'll see when we get there. So, this blog is going to become more of sharing with you our journey at getting our goals accomplished. I would like to share with you some great free or inexpensive deals that might be of interest to my readers. The things that we do for entertainment that helps us not spend money and also still live life happily, will be posted with pictures. And I will keep you updated on how we are doing with getting the mortgage paid off. At the end of every month, I will post where we are at and how much farther we have to go.

I am hoping that this will help us stay on track, will encourage others to do the same thing, will get our readers to give us suggestions on what they do to save money, ask questions on how they can save in certain areas, and support one another in getting out of the bondage of banks. Let's all do it together! Please join us in this journey!

In a week or so, you may notice that the blog looks a little different. I will be changing things up a bit to give it a fresh new look, and since I will be here more often, make it more enjoyable for me to come visit as well. :) Soon to come, pictures of our little house, so you know why we NEED to add on, pictures of our family for those of you following that don't really know us, and the fun will begin soon of great deals and ideas of what we do to save our family money.

Looking forward to the journey with you all!


Kacie said...

This is great! I don't have a mortgage because I rent an apartment.

I'm nervous about getting a mortgage someday because it's just sooo much debt! Anyway...

Good luck with getting your house paid off!