Monday, February 1, 2010

Night of Goal Planning

Well, we had a lovely night out last night. Some friends had given us a gift card to Applebees, my mom gave us a coupon also, and some friends watched all of our children for us. Was superb having a free dinner with no children! We went through numbers, figuring and refiguring what income and outflow was possibly going to be. It's hard when you don't have a regular week to week check. When it can fluctuate, you have to just roll with it and adjust accordingly.

Oh, remember earlier I mentioned about life incidences? We had one of those before we left the house. We have been needing some back tires for some time and have put it off. Well, Jonathon finally got some and they needed mounted, but we didn't have time to do that yesterday. Well, upon getting ready to head out, he just happened (the Lord directing his head I'm almost sure of it) to look down at the worst tire, and he noticed that it was bulging. Everybody unloaded and he headed to Sturgis to get them replaced, praying all the way that it wouldn't blow. When he got there, he stepped out of the van and immediately heard hissing from the tire as air was pouring out. Thank you Father for your protection and getting him there before it blew! So, money that wasn't figured into our budget at this time, but certainly necessary.

Okay, onto the goals. We wrote a lot out which would be too time consuming and I do have to go through them and reorganize what I have written down. We are thinking that it might not be possible to completely have the house paid off, but pretty close. We figured that if by the end of this year, we could have $10,000.00 left to pay off, we would be pretty happy. BUT the ultimate goal is to reach towards having it ALL paid off, so that is what we are heading for.

I want to suggest some ideas to save. Check out some of my links to the right for blogs that will help you save money on groceries or everyday necessities. Hip2save and Moneysavingmom are my two favorites, but there are lots out there that want to help households save weekly, so take advantage of those blogs and the knowledge that those women share with their readers.

We are now in lock down mode, trying to save as much and spend as little as possible. It's a challenge and actually something that I enjoy doing. Not all women could handle it, but I am not one who needs much to be happy and really, I find great pleasure in making things work without having to buy something.

I also wanted to give you all a heads up to a giveaway I am planning to do in a month or two. Not sure of what it will be just yet, but I the plan is if we have stuck to our goals this month, then I will give something fun away. So, stay tuned to what it might be......